Compliant Solutions Limited

01 Apr, 2014

FCA Consumer Credit fees

Limited permission

Firms with an annual consumer credit income up to £50,000                          £100
All other Firms                                                                                                              £500

Consumer Hire
Credit Broking (where broking is a secondary activity to selling goods and non             financial services)
Not for profit debt counselling and debt adjusting
Not for profit credit information services
Consumer Credit lending (where the main business is selling goods and non financial services, no interest or charges and not under a hire purchase or conditional sale agreements).

Full authorisation

Straightforward                                                                                                                                                                                                         
Credit broking
Providing credit information services

Up to £50k	Over £50k to £100k	Over £100k to £250k	Over £250k to £1m	Over £1m
£600	£750	£1,000	£1,500	£5,000

 
Moderately complex
                                                                                                                                                                                              

Entering into a regulated credit agreement as a lender, or exercising or having the right to exercise rights and duties under a regulated credit agreement (excluding in relation to high cost short term credit, bill of sale loan agreements and home credit loan agreements) Exercising or having the right to exercise the rights or duties of a lender (excluding in relation to high cost short term credit, bill of sale loan agreements and home credit loan agreements) Entering into a regulated consumer hire agreement as an owner Exercising or having the rights to exercise rights and duties under a regulated consumer hire agreement Operating an electronic system in relation to lending Debt collecting Debt administration Exercising or having the right to exercise rights and duties under a regulated credit agreement
	Up to £50k	Over £50k to £100k	Over £100k to £250k	Over £250k to £1m	Over £1m
	£800	£1,000	£1,500	£5,000	£10,000

 
Complex                                                                                                                                                                                                                      

Entering into a regulated credit agreement as a lender, or exercising or having the right to exercise rights and duties under a regulated credit agreement, in relation to high cost short term credit, bill of sale loan agreements and home credit loan agreements Exercising or having the right to exercise the rights or duties of a lender in relation to high cost short term credit, bill of sale loan agreements and home credit loan agreements Debt adjusting Debt counselling
	Up to £50k	Over £50k to £100k	Over £100k to £250k	Over £250k to £1m	Over £1m
	£1,000	£1,250	£2,000	£7,000	£15,000

 
Very complex                                                                                                           £15,000

Providing Credit References